ENGINEERING / CONSTRUCTION RISKS
Having tranquility when building is priceless !! This insurance specialty meets all the needs of your company with respect to construction works taking place, installation and assembly, machines’ damages, electronic equipment, etc.
EQUITY / PROPERTY
Property Insurance aims to pay indemnity to the insured for losses arising from damages suffered by property owned by the insured, covering buildings and their contents, such as equipment, facilities, goods and raw materials
CASUALTY RESPONSIBILITY
Civil liability is present in all human activity. Involuntary acts can cause harm to other people and affect your assets, as the consequences of an accident are difficult to predict. The main objective of this insurance is to guarantee the protection of your assets in the event that you are held liable, either in court or by means of a direct claim, for having caused involuntary material, bodily or moral damage to third parties.
FLEETS
Fleet insurance guarantees the safety and protection of a company's various vehicles. The safety of goods and drivers for small, medium and large companies is a constant concern. To this effect, there is a specific insurance that is capable to cover equally all the vehicles of the company, whether the same or different categories.
MARINE
Transport insurance that covers two categories: transportation itself, which is an insurance contracted by the seller or the buyer of the cargo; and civil liability, insurance contracted by the carrier. Both in national and international transport, the insurance covers damages caused to goods and merchandise on transport over water, land (road and rail) and air, or on routes that use more than one means of transport, called multimodal.
ENVIRONMENTAL
Environmental risk insurance, for the most part, comes down to sudden pollution liability insurance. This type of pollution is understood as an accidental and sudden event characterized by emission, discharge, dispersion, detachment, escape, emanation or leakage of a toxic or polluting substance.
AVIATION
Aeronautical Insurance guarantees coverage for air transport risks that include coverage for airlines, air taxi and offshore companies, corporate aircraft (fixed and rotating wings), airports and hangars, within the best concept of transparency and dedication.
MARITIME HULL
Vessel insurance that guarantees coverage against the risk of loss and damage caused as a result of accidents affecting the hull or its machinery and equipment, whether these vessels are in operation, construction or under repair.
CYBER RISKS
Cyber Responsibility Insurance aims to protect companies in cases of third party claims for liability in the administration of third party data.
INSURANCE WARRANTY
Insurance that aims to guarantee the faithful fulfillment of the obligations covered in the main contract and assumed by the policyholder towards the insured. The completion and delivery of public or private works or the manufacture / supply of materials as well as provision of services are guaranteed with this type of insurance.
Worksite
Facilities for your employees, their dependents and their ascendants when hiring personal insurance (eg car - home) This is another possibility for your company to increase the benefit package, keeping employees motivated, without financial investment.
EMPLOYEE PRACTICE LIABILITY (EPL)
Insurance designed specially to protect companies against possible indemnities for moral damages, resulting from unlawful acts committed by employees in the workplace, such as: discrimination, moral harassment, sexual harassment, restrictions, among others.
CREDIT
Insurance modality that protects the company's finances against the default of receivables. Credit insurance guarantees indemnity to the insured company (creditor) that does not receive return of credits granted to its customers. It ensures that your invoices will be paid and allows you to manage business risks securely.
D&O
D&O (Directors and Officers) insurance is a type of civil liability insurance that aims to protect the assets of senior executives - directors, administrators, directors and managers of companies - when held responsible, judicially or administratively, for decisions that caused material, bodily or morals involuntary damages to third parties. It is a protection for the executive in cases of a lawsuit resulting from acts of his/her management.
E&O
The main objective of this insurance is to guarantee the protection of your assets in the event that you are held liable, either in court or through direct notification, for having caused involuntarily material, bodily or moral damage to third parties. The indemnity that the insured has to pay may be reimbursed up to the limit provided for in the policy, depending on the coverage contracted, and may also include expenses with court and attorney fees.
CONDOMINIUM
This type of insurance is mandatory. It covers damages that may affect the building structure, both in common areas and facilities and in the private parts, that is, in the individual units of the owners. The hiring must be made by vertical or horizontal condominiums, of all types: residential, commercial, mixed, offices, flats and apart-hotels or shopping centers. Basic coverage is for fire, lightning and explosion risks, but multi-risk insurance is generally contracted which, in addition to mandatory coverage, involves additional and exclusive guarantees. Consult our specialists.